Terms of Service

Effective date: November 5, 2026

These Terms of Service ("Terms") are a binding agreement between you and DIGIT4L STUDIO DESIGN LLC, a Florida limited liability company ("Sabelix," "we," "us," "our"), and govern your use of Sabelix, available at sabelix.com, and any related apps and services (the "Service").

Please read Section 15 carefully. It requires most disputes to be resolved by individual arbitration, waives class actions and jury trials, and explains how to opt out.

By clicking "I accept" after reading them when you first enter your account, or by using the Service, you accept these Terms and our Privacy Policy. If you use the Service for a business, you confirm you are authorized to accept these Terms on its behalf, and "you" includes that business. If you do not agree, do not use the Service.

1. What Sabelix is

Sabelix lets you upload your business documents (for example invoices, sales reports, bank statements, quotes and contracts) and ask questions about them in a chat. It uses artificial intelligence ("AI") to read your documents, calculate figures from them and write answers. On request, it can also compare your figures with public market information found on the internet.

2. Sabelix is not professional advice

Sabelix is an informational tool. We are not an accounting firm, CPA, tax preparer, law firm, attorney, lender, broker, or registered investment or financial advisor, and no professional-client relationship is created by your use of the Service. Nothing the Service produces is accounting, tax, legal, investment, lending, insurance or financial advice. Before making decisions in those areas, consult a qualified, licensed professional who can review your specific situation.

3. AI can be wrong — you decide

Answers may be inaccurate. Answers are generated automatically. They may be incomplete, out of date or wrong — for example if a document is unclear, missing information, or was read incorrectly. Different answers may be given to similar questions.
Market comparisons are estimates. Market figures come from public sources on the internet that we do not control or verify. They are labeled as estimates, may not match your area, product or time period, and may be wrong.
Check before you rely. The Service shows the documents and sources behind its answers and how confident it is, so you can check them. You are solely responsible for reviewing any answer and for every decision you make, including prices, purchases, hiring, borrowing, tax filings and contracts.
AI models can change. The AI models behind the Service are provided by third parties (currently Anthropic). We may change, add or replace models or providers at any time, which can change how answers look or what they say.
Not for decisions about individuals. You may not use the Service to decide whether a person qualifies for credit, employment, housing, insurance or similar eligibility, or for any purpose covered by the Fair Credit Reporting Act.

4. Your account

You must be at least 18 years old and able to form a binding contract. You sign in with your Google account or with a one-time code sent to your email; keep access to that Google account and email secure, because anyone who can use them can enter your account. You are responsible for all activity under your account. Tell us promptly at [email protected] if you suspect unauthorized access. Each person may hold one free account; creating multiple accounts to get around plan limits is not allowed.

5. Your content

You own your content. The documents you upload, your questions, and the answers generated for you ("Your Content") belong to you, as between you and us. To the extent we have any rights in the answers generated for you, we assign them to you.
A limited license to us, only to run the Service. You give us a limited, non-exclusive license to host, store, copy, process and transmit Your Content solely to provide, secure and support the Service for you, including sending it to the providers listed in our Privacy Policy for that purpose.
No training, no selling. We do not use Your Content to train AI models, and we do not sell it or use it for advertising.
Your responsibility for what you upload. You confirm you have the right to upload Your Content, including any information it contains about your customers, employees or other people, and that doing so does not violate any law, contract or confidentiality duty. For personal information about others that you upload, you are responsible for having a lawful basis and giving any required notices; we process it on your behalf and following your instructions.
Do not upload information you are not allowed to share, or sensitive data the Service does not need, such as full Social Security numbers, full payment card numbers, bank passwords, medical or health records, or information about children. The Service is not designed to meet HIPAA, PCI-DSS or similar requirements, and we are not your "business associate."
Similar answers. Because of how AI works, other users may receive answers similar to yours; answers given to others are not Your Content.

How we protect and handle Your Content is described in our Privacy Policy.

6. Credits, plans, billing and cancellation

Credits. Sabelix runs on credits. Each PDF page or photo uses 1 credit; each 200 Excel or CSV rows and each 500 Word words use 1 credit; each chat message uses 1 credit, each analysis 1 and a market comparison 5. Your business name, your name, your role and your website are free. Current costs are shown in the app and on our pricing page, and may change. Credits only work inside the Service: they are not money, can't be exchanged for money and can't be transferred to anyone else.
Free plan. One business and 50 credits per email address. It is a one-time trial: it does not renew. Unused accounts are deleted after an email notice, within the periods in our Privacy Policy.
Pro and Premium+ plans. They include the monthly credits shown before you pay, and you can pay for them monthly or for a full year. With monthly billing, plan credits refill when we receive each month's payment, and any you don't use expire when that month ends: they don't roll over. With yearly billing, each month's credits are added at the start of each month of the year and add up during that year; any you don't use expire when the year ends and don't carry over to a renewal. Features marked "coming soon" are not yet included.
Credit bags. A bag is a one-time payment, not a subscription. Its credits don't expire with time and are used after your plan's credits. The same applies to any courtesy credits we give you. If we close your account for breaking these Terms, you lose any credits you have left.
Automatic renewal. Pro and Premium+ renew automatically every month, or every year if you chose yearly billing, and your payment method is charged the then-current price at the start of each period until you cancel. We show the price and renewal terms before you pay.
Changing plans. If you move to a higher plan, we charge the prorated difference for the period right away. Moving from monthly to yearly billing counts as moving to a higher plan. A yearly plan can't move to monthly before the year ends: you can cancel it and choose monthly billing when it ends. If you move to a lower plan, the change applies right away, with no refund of what you already paid, and the lower price is charged from the next renewal. Credits you already used in the period also count on the new plan.
Cancel online, anytime. Cancel from "My business" → "Manage subscription," in a few clicks. Cancellation takes effect at the end of the current billing period, and you keep your plan until then. Deleting your account cancels your subscription immediately.
Refunds. Except where the law requires otherwise, payments are non-refundable and we do not give refunds for partial periods, unused credits or unused features.
Taxes. Prices do not include taxes unless stated; you are responsible for any applicable sales or similar taxes.
Payments are processed by Stripe, Inc., under its own terms. We never receive or store your full card number.
Failed payments. If a payment fails, we may retry it. The new period's credits don't refill until payment succeeds, and your account may return to the free plan if it doesn't.
Price changes. We'll tell you at least 30 days before a price increase applies to your plan. If you don't agree, you can cancel before it takes effect.
Promotions. Promotional codes, courtesy access and free trials are subject to the conditions shown with them and may end at any time.

7. Acceptable use

You agree not to: (a) use the Service for anything illegal, fraudulent or harmful, or to violate anyone's rights; (b) upload content you have no right to upload, or malware; (c) try to access other users' data, our systems or our providers' systems without authorization, or test their vulnerabilities; (d) copy, scrape, reverse-engineer or overload the Service, or get around its limits or security; (e) use the Service or its answers to build a competing product or to train AI models; (f) resell or share access to the Service without our written permission; or (g) use the Service in a way that could create legal liability for us. You must also follow the usage policies of our AI provider. We may automatically check requests and refuse to process any that appear to break these Terms, the law, or those policies. We may suspend or end accounts that violate these rules. If you believe something on the Service infringes your rights, write to [email protected].

8. Third-party services

The Service relies on third-party providers (such as AI, hosting, email and payment providers) and may show information from third-party websites. We are not responsible for third-party services or websites, and your use of them may be subject to their own terms.

9. Changes to the Service

We are constantly improving Sabelix. We may add, change or remove features, and some features may be labeled beta or preview and may be less reliable. If we discontinue the Service entirely, we will give you reasonable notice and a chance to download Your Content, and we will refund any prepaid fees for the period after it ends.

10. Deleting your data and ending the agreement

You can delete documents, start over, or delete your entire account at any time from the app. When you delete your account, we delete Your Content as described in our Privacy Policy. We may suspend or end your access if you breach these Terms, if required by law, or to protect the Service or others, with notice where reasonable. Sections 2, 3, 5 (last two bullets), 11 to 17 survive termination.

11. Disclaimer of warranties

THE SERVICE AND ALL ANSWERS ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, QUIET ENJOYMENT AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT ANSWERS OR MARKET INFORMATION WILL BE ACCURATE, COMPLETE OR CURRENT, THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE OR ERROR-FREE, OR THAT YOUR CONTENT WILL NEVER BE LOST. KEEP YOUR OWN COPIES OF YOUR DOCUMENTS.

12. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW: (A) WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, SAVINGS, DATA, GOODWILL OR BUSINESS OPPORTUNITIES, ARISING FROM OR RELATED TO THE SERVICE, ANY ANSWER, OR ANY DECISION YOU MAKE BASED ON IT, EVEN IF WE WERE ADVISED OF THE POSSIBILITY; AND (B) OUR TOTAL LIABILITY FOR ALL CLAIMS RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR US $100. THESE LIMITS APPLY TO ANY THEORY OF LIABILITY AND ARE AN ESSENTIAL PART OF THE BARGAIN. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THEM MAY NOT APPLY TO YOU.

13. Indemnification

You will defend, indemnify and hold harmless DIGIT4L STUDIO DESIGN LLC and its members, managers, employees and contractors from any third-party claims, losses and expenses (including reasonable attorneys' fees) arising from Your Content, your use of the Service or its answers, or your violation of these Terms or the law.

14. Feedback

If you send us ideas or suggestions, we may use them freely without obligation to you.

15. Disputes: arbitration and class-action waiver

Talk to us first. Before filing a claim, send a written description of the dispute and what you want to [email protected] (or to our mailing address below). We'll try in good faith to resolve it within 60 days.
Binding individual arbitration. If we can't resolve it, you and we agree that any dispute arising from or related to these Terms or the Service will be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules (if you use the Service mainly for personal purposes) or its Commercial Arbitration Rules (in all other cases). The arbitration will take place in Miami-Dade County, Florida, or by video or written submissions if the parties agree. The Federal Arbitration Act governs this section.
Exceptions. Either party may bring an individual claim in small-claims court, and either party may ask a court for an injunction to protect its intellectual property or to stop unauthorized access to the Service.
No class actions. You and we may bring claims only individually, not as a plaintiff or class member in any class, collective or representative proceeding, and the arbitrator may not combine claims of more than one person.
Jury waiver. If a dispute goes to court for any reason, you and we waive any right to a jury trial.
Time limit. Any claim must be brought within one year after it arises, or it is permanently barred, to the extent the law allows.
Opt out. You can opt out of arbitration by emailing [email protected] from your account email within 30 days after you first accept these Terms, saying you opt out. Opting out does not affect the rest of these Terms.
Courts. Claims not subject to arbitration will be decided exclusively by the state or federal courts located in Miami-Dade County, Florida, and you and we consent to their jurisdiction.
Governing law. These Terms are governed by the laws of the State of Florida and applicable U.S. federal law, without regard to conflict-of-law rules.

16. Changes to these Terms

We may update these Terms. For material changes, we'll notify you by email or in the app at least 30 days before they take effect, and ask you to accept them in the app. If you don't accept, you can cancel and delete your account. Changes do not apply to disputes that arose before they took effect.

17. General

Electronic communications. You agree to receive notices and agreements from us electronically, by email or in the app, and that they satisfy any requirement to be in writing.
Entire agreement. These Terms and the Privacy Policy are the entire agreement between you and us about the Service.
Severability and waiver. If any part of these Terms is found unenforceable, the rest stays in effect. Not enforcing a right is not a waiver of it.
Assignment. You may not transfer these Terms without our consent. We may transfer them as part of a merger, acquisition or sale of assets, with notice to you.
Force majeure. We are not responsible for delays or failures caused by events beyond our reasonable control, including outages of our providers.
Export and sanctions. You may not use the Service in violation of U.S. export or sanctions laws.
Languages. These Terms are available in English and Spanish. If the versions conflict, the English version controls.

18. Contact

DIGIT4L STUDIO DESIGN LLC · 18117 Biscayne Blvd, Suite #4882, Miami, FL 33160, USA Support: [email protected] · Legal notices: [email protected]